Looking at new homes can be fun, but it helps to know how much you can afford. When you’ve selected your new home, be sure to investigate your agent bank home mortgage loans. They also have a home equity line of credit for any future needs.
Don’t forget the importance of homeowners insurance to protect your new home and its contents! And of course, you’ll want to learn about how to best protect your new home.
SELLING A HOME
Here you have some tips for selling a Home
Set your price carefully — too high and buyers may not consider it, too low and you’re selling yourself short. Realtors often give a free home market analysis if you ask. This gives you idea of how your home compares financially with similar, recently sold homes in your area. The analysis may also include how much you might expect to earn after closing.
Don’t break the bank preparing your home for sale. Pricey items such as a new roof may be big hits with buyers, but rarely does the buying price end up covering the payout for such costly home improvements. When possible, stick with the simpler (and less expensive) options rather than major remodeling.
First impressions say a lot, so curb appeal is important. Keep your lawn and other landscaping neatly trimmed, weeded and watered. Check the exterior of your home for signs of wear and damage, such as peeling paint, foundation cracks or loose shingles, and fix what is needed. Clean the outside of the house, including windows. Many people suggest giving the front door a fresh coat of paint for that warm, welcome feeling. In addition, adding a few flowers in the spring and summer, or keeping the walks cleared of leaves and snow in the fall and winter can be inviting to potential buyers.
Your home is your castle, so show it at its best. The obvious seller’s commandment: thou shalt clean. Remove all clutter from every room, including closets. Organize your basement and attic. Have a garage sale with all the stuff you don’t want to move to your next home! Wipe down and paint walls and trim if necessary. Many people advocate repainting with a neutral color palette to appeal to a wider range of potential buyers. Clean all windows, light fixtures, and ceiling fans. Bathrooms should always be squeaky clean. Inspect and make any necessary repairs to the plumbing, heating, cooling and electrical systems. Highlight the bath and kitchen by selecting some attractive new towels, curtains, or cabinetry knobs.
Maintain the new and improved interior and exterior of your home until you successfully sell. It’s hard, but it’s necessary. A professional cleaning service may be able to help maintain the new clean look with occasional visits.
When showing your house, provide plenty of light and make your home a warm, welcoming place. Open the curtains to let in the sunshine. In the event of an evening showing, make sure you have ample lighting available in all areas. Fresh cut flowers make a nice addition, and a pleasantly scented house is very inviting.
Many realtors and potential buyers would prefer that the seller not be present during a showing, to avoid limiting the buyers’ conversation or making them uncomfortable. Children and pets should also be absent or out of the buyers’ way during a showing, if at all possible.